Case Summary
**Case Summary: Anne O'Boyle v. Real Time Resolutions, Inc. (Docket No. 8076899)**
**Court:** [Insert Court Name]
**Date Filed:** [Insert Date]
**Judge:** [Insert Judge's Name]
**Nature of Action:** Debt Collection/Consumer Protection
**Parties:**
- **Plaintiff:** Anne O'Boyle
- **Defendant:** Real Time Resolutions, Inc.
**Background:**
This case involves a dispute between Anne O'Boyle (the Plaintiff) and Real Time Resolutions, Inc. (the Defendant), with the plaintiff alleging wrongful collection practices related to a debt.
**Facts:**
Anne O'Boyle claims that Real Time Resolutions, Inc., a debt collection agency, engaged in unfair and deceptive practices while attempting to collect a debt allegedly owed by her. The plaintiff contends that the defendant failed to provide proper verification of the debt, made harassing phone calls, and did not comply with the Fair Debt Collection Practices Act (FDCPA). O'Boyle claims that these practices caused her emotional distress and financial harm.
**Legal Claims:**
1. Violation of the Fair Debt Collection Practices Act (FDCPA) - The plaintiff asserts that Real Time Resolutions, Inc. violated several provisions of the FDCPA, particularly regarding the improper communication and lack of validation of the debt.
2. Intentional Infliction of Emotional Distress - The plaintiff alleges that the defendant's conduct was outrageous and caused significant emotional distress.
3. Breach of Contract - If applicable, the plaintiff may also argue that any agreement relating to the debt was not honored in the collection process.
**Defendant’s Response:**
Real Time Resolutions, Inc. has filed a motion to dismiss the claims, arguing:
- The plaintiff provided insufficient evidence to support her claims of FDCPA violations.
- Any communication made was within the bounds of the law and did not constitute harassment.
- The debt mentioned has been validated according to legal requirements.
**Current Status:**
As of [Insert Current Date], the court is scheduled to hear motions related to the case, including the defendant's motion to dismiss. Discovery is ongoing, with both parties preparing to present evidence and witness testimonies concerning the allegations made by the plaintiff and the defendant's responses.
**Outcome:**
Pending further proceedings and judicial determination.
**Notes:**
- Several motions may be pending, including potential settlement discussions.
- The case highlights the ongoing issues related to consumer debt collection practices and the rights of consumers under federal law.
[Provide any additional procedural details or specifics pertinent to the jurisdiction or case that could enhance the summary.]