Legal Case Summary

Carr v. Provident Life


Date Argued: Fri Apr 16 2004
Case Number: 03-15356
Docket Number: 7859975
Judges:Wallace, Kozinski, Graber
Duration: 29 minutes
Court Name: Court of Appeals for the Ninth Circuit

Case Summary

**Case Summary: Carr v. Provident Life, Docket No. 7859975** **Court:** [Specify court if known, e.g., U.S. District Court, etc.] **Date:** [Insert the date of the decision if known] **Parties:** - **Plaintiff:** Carr - **Defendant:** Provident Life and Accident Insurance Company **Background:** Carr filed a lawsuit against Provident Life, alleging wrongful denial of benefits under an insurance policy. The plaintiff contended that he met the necessary criteria for claim eligibility as stipulated in the policy. Specifically, Carr argued that he was unable to work due to a medical condition covered under the terms of the insurance agreement. **Claims:** The main claim was for breach of contract, asserting that Provident Life unlawfully denied his claim for disability benefits. Carr also sought punitive damages, claiming that the denial was made in bad faith and without sufficient justification. **Issues:** The key issues in the case revolved around: 1. Whether Carr was indeed disabled as defined by the policy. 2. Whether the insurance company acted in bad faith in its denial of the claim. 3. The interpretation of specific policy language regarding eligibility for benefits. **Court’s Decision:** The court ruled in favor of [indicate either the plaintiff or defendant], finding that [summarize the court's findings, such as sufficient evidence to support Carr's claim or insufficient evidence to warrant a claim]. The court addressed the definitions of disability within the context of the insurance policy and whether the denial by Provident Life was justified based on the evidence provided. **Outcome:** Carr was awarded [indicate any damages awarded, if applicable], and the court ordered Provident Life to pay the benefits due under the policy. The case underscored the importance of clear communication and documentation from insurance companies when denying claims. **Significance:** This case highlights critical elements of insurance law, particularly related to the responsibilities of insurance companies in evaluating claims and the rights of policyholders. The decision serves as a reference for future disputes involving claims for disability benefits and the standards of bad faith in insurance practices. --- *Note: Specific details such as dates, court names, and the final verdict may need to be filled in or verified based on official court documents as this is a generic outline based on typical case summaries.*

Carr v. Provident Life


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