Case Summary
**Case Summary: Dede Stratton v. Portfolio Recovery Associates**
**Docket Number:** 4618580
**Court:** [Insert court details, if known]
**Date:** [Insert date of case adjudication or filing, if known]
**Parties Involved:**
- **Plaintiff:** Dede Stratton
- **Defendant:** Portfolio Recovery Associates, LLC
**Background:**
Dede Stratton filed a lawsuit against Portfolio Recovery Associates, a debt collection agency, alleging violations related to debt collection practices. The case arises from claims that the defendant engaged in unlawful or unfair conduct in attempting to collect a debt purportedly owed by the plaintiff.
**Claims:**
The plaintiff's claims may include:
1. **Fair Debt Collection Practices Act (FDCPA) Violations:** The plaintiff contends that Portfolio Recovery Associates violated provisions of the FDCPA, which regulates the conduct of debt collectors in an attempt to prevent abusive practices.
2. **Negligence/Intentional Infliction of Emotional Distress:** The plaintiff may assert that the defendant's collection practices caused significant emotional distress or other damages.
3. **Disputed Debt Claims:** The plaintiff might argue that the debt Portfolio Recovery claims is owed is inaccurate, leading to wrongful collection attempts.
**Legal Issues:**
- Whether Portfolio Recovery Associates followed appropriate legal standards in their debt collection efforts.
- Whether the plaintiff was subject to harassment or unfair practices in violation of state and federal law.
**Court Proceedings:**
The case may involve various proceedings, including motions to dismiss, discovery disputes, and potentially a trial if the parties do not reach a settlement. Court hearings would focus on the evidence regarding the collection practices used by the defendant and the validity of the debt.
**Outcomes:**
As of the latest information available, the outcome of the case is pending, with possible resolutions including:
- A court ruling in favor of the plaintiff awarding damages for FDCPA violations.
- Dismissal of the case if the court finds insufficient evidence to support the claims.
- Settlement negotiations between Stratton and Portfolio Recovery Associates.
**Conclusion:**
The case of Dede Stratton v. Portfolio Recovery Associates centers around the adherence to lawful debt collection practices and the protection of consumers from potential abuse. It serves as an important reminder of the legal rights consumers have against collection agencies.
**Note:** For the most accurate and updated information regarding the case, including specific court decisions and timelines, it’s advisable to check legal databases or court records.