Case Summary
**Case Summary: Dede Stratton v. Portfolio Recovery Associates**
**Docket Number**: 4425984
**Court**: [Specify Court Name, if available]
**Date**: [Specify Date, if available]
**Parties Involved**:
- **Plaintiff**: Dede Stratton
- **Defendant**: Portfolio Recovery Associates
**Background**:
Dede Stratton filed a lawsuit against Portfolio Recovery Associates (PRA), a well-known debt collection agency, alleging violations of applicable consumer protection laws. The central issue revolves around the methods employed by PRA in their attempts to collect a debt purportedly owed by Stratton.
**Allegations**:
Stratton alleges that Portfolio Recovery Associates engaged in unfair and deceptive practices during the debt collection process. Specific claims may involve:
- Harassment or aggressive collection tactics,
- Failure to provide accurate information regarding the debt,
- Lack of proper verification of the debt upon request,
- Violations of the Fair Debt Collection Practices Act (FDCPA),
- Potentially reporting inaccurate information to credit bureaus.
**Legal Basis**:
Stratton's legal claims are primarily based on violations of consumer protection laws, particularly the Fair Debt Collection Practices Act (FDCPA). This act is designed to eliminate abusive debt collection practices and ensure that collectors provide accurate information and respect consumers' rights.
**Proceedings**:
The case has proceeded through various legal stages, including filing of motions, potential settlement discussions, and discovery, where both parties gather evidence. Details regarding hearings, rulings, and any motions filed would be essential to understand the progression of the case.
**Outcome**:
As of the latest available information, the resolution or status of the case should be checked from the court records or legal databases, as details may vary based on court proceedings and actions taken by both parties.
**Conclusion**:
The case of Dede Stratton v. Portfolio Recovery Associates illustrates ongoing concerns regarding debt collection practices and consumer rights. The outcome will significantly impact both the plaintiff's financial status and the practices of the defendant in conducting debt recovery efforts.
**Note**: This summary is intended for informational purposes and should not be considered legal advice. For an in-depth understanding, consulting legal documents or a professional is recommended.