Case Summary
**Case Summary: Esperanza Corral v. Select Portfolio Servicing, Docket Number 6064381**
**Court:** (Specify the court, e.g., Superior Court, District Court, etc.)
**Filing Date:** (Specify the filing date)
**Parties Involved:**
- **Plaintiff:** Esperanza Corral
- **Defendant:** Select Portfolio Serving (SPS)
**Background:**
Esperanza Corral filed a case against Select Portfolio Servicing concerning issues related to mortgage servicing. The plaintiff alleges improper handling of her mortgage account, which may include claims of wrongful foreclosure, failure to apply payments correctly, or misleading information related to the servicing of her loan.
**Legal Issues:**
The core legal issues in this case include:
1. Allegations of breach of contract by Select Portfolio Servicing in their management of Corral's mortgage.
2. Claims of violations of consumer protection laws potentially due to deceptive practices or failure to adhere to proper servicing protocols.
3. Possible challenges to the validity of the foreclosure process, if applicable.
**Facts:**
- The plaintiff obtained a mortgage from a lender which was subsequently assigned to Select Portfolio Servicing for servicing.
- Esperanza Corral claims that SPS failed to provide accurate statements and has misapplied payments, leading to confusion and distress regarding her mortgage balance.
- Corral also contends that due to these issues, she faced potential foreclosure or serious financial implications.
**Procedural History:**
- The plaintiff filed her complaint in the designated court, detailing her grievances against Select Portfolio Servicing and seeking relief which may include monetary damages, injunctions, or declaratory relief.
- The defendant responded to the complaint (details of the response would typically be summarized here).
**Current Status:**
As of the latest updates in the docket, the case may be in the discovery phase, waiting for motions related to summary judgment, or scheduled for trial. (Note: Specify current procedural status, if known.)
**Conclusion:**
The resolution of this case will revolve around the examination of mortgage servicing practices, adherence to regulatory guidelines, and the rights of borrowers in the face of potential servicing errors. The outcome may hinge on interpretations of both mortgage law and consumer protection statutes.
**Next Steps:**
Further hearings, mediation attempts, or preparations for trial would typically follow, depending on the judge's docket and any agreements between the parties.
(Note: Always verify specific details from actual court documents or legal databases for accuracy and completeness.)