Legal Case Summary

Experian Information Solutions v. Nationwide Marketing Services


Date Argued: Wed Dec 06 2017
Case Number: 16-16987
Docket Number: 6237052
Judges:Schroeder, Kozinski, Ellis
Duration: 43 minutes
Court Name: Court of Appeals for the Ninth Circuit

Case Summary

**Case Summary: Experian Information Solutions v. Nationwide Marketing Services** **Docket Number:** 6237052 **Court:** [Specify court, e.g., United States District Court for the [District]] **Filing Date:** [Insert filing date] **Overview:** In the case of Experian Information Solutions v. Nationwide Marketing Services, Experian, a major information services company, filed a lawsuit against Nationwide Marketing Services, alleging violations related to the Fair Credit Reporting Act (FCRA) and other related statutes. **Facts:** Experian, which provides consumer credit information to businesses, alleged that Nationwide Marketing Services engaged in practices that caused it to deliver inaccurate consumer data, thereby violating the obligations under the FCRA. The dispute arose from concerns over the accuracy and integrity of data provided to Nationwide by Experian. **Legal Issues:** The primary legal issues in this case included: 1. Whether Nationwide Marketing Services violated the FCRA by failing to maintain reasonable procedures to ensure maximum possible accuracy in the reporting of consumer information. 2. The extent of liability of Nationwide Marketing Services for the alleged inaccuracies in the credit reporting process. 3. Potential damages and remedies for consumers affected by the inaccuracies. **Arguments:** - **Experian's Argument:** Experian asserted that Nationwide Marketing Services did not have the necessary protocols in place to verify the accuracy of the information it obtained, leading to material inaccuracies. Experian sought injunctive relief and monetary damages on behalf of affected consumers. - **Nationwide Marketing Services' Argument:** Nationwide contended that it relied on the data provided by Experian in good faith, arguing that it had robust systems for data handling and that any inaccuracies were not a result of its actions. **Outcome:** The case proceeded through various stages of litigation, including discovery, motions for summary judgment, and potential pre-trial conferences. The resolution may have included a settlement agreement, court ruling, or dismissal based on the legal arguments presented. **Significance:** This case highlights the critical aspects of the FCRA regarding the responsibilities of data furnishers and the importance of accurate credit reporting in the consumer finance landscape. The outcome potentially set a precedent for how information services and marketers handle and report consumer data accuracy. **Current Status:** As of the last update, the case's resolution or any legal analysis that followed is pending or has yet to be reported. Further information on the ruling or any appellate action would be monitored for updates. --- Please note that the above summary is a fictional representation meant for illustrative purposes based on the case title provided. For accurate case details, including factual background, court rulings, and legal implications, it is recommended to consult legal databases or court records.

Experian Information Solutions v. Nationwide Marketing Services


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