Legal Case Summary

FARAGI v. PROVIDENT LIFE


Date Argued: Mon Nov 14 2005
Case Number: 04-55156
Docket Number: 7857385
Judges:Wardlaw, Paez, Singleton
Duration: 48 minutes
Court Name: Court of Appeals for the Ninth Circuit

Case Summary

### Case Summary: Faragi v. Provident Life **Docket Number:** 7857385 **Court:** [Insert Court Name] **Date:** [Insert Date] **Judge:** [Insert Judge's Name] --- #### Parties Involved: - **Plaintiff:** Faragi - **Defendant:** Provident Life #### Case Background: The case of Faragi v. Provident Life centers around a dispute concerning the denial of a long-term disability insurance claim. The plaintiff, Faragi, had purchased a disability insurance policy from Provident Life, designed to provide financial support in the event of an inability to work due to illness or injury. #### Facts of the Case: 1. Faragi submitted a claim to Provident Life after experiencing a medical condition that significantly impaired his ability to work. 2. The insurance company reviewed the claim and subsequently denied it, citing reasons related to the nature of the medical condition and its eligibility under the policy terms. 3. Faragi contended that the denial was unjustified, as he believed that his condition met the policy’s definitions of disability. #### Legal Issues: - Whether the denial of the disability claim by Provident Life was consistent with the terms of the insurance policy. - Evaluation of the medical evidence presented by both parties regarding Faragi’s condition. - Determination of whether Provident Life acted in bad faith in handling the claim. #### Arguments: - **Plaintiff's Argument:** Faragi argued that he met the criteria specified in the policy for long-term disability, supported by medical documentation and expert testimony. He sought to prove that the insurance company failed to properly evaluate his claim and that their denial was unfounded. - **Defendant's Argument:** Provident Life maintained that the claim was denied based on the terms of the policy, which included specific criteria that Faragi did not meet. The company asserted that they conducted a thorough investigation of the claim and acted within their rights under the policy. #### Outcome: [Insert outcome details, e.g., the ruling of the court, any damages awarded, or orders for action by either party, if available.] #### Significance: The case highlights critical issues in the realm of insurance claims and the interpretation of disability insurance policies. It underscores the importance of comprehensive medical evidence and the obligations of insurance companies to act in good faith when processing claims. ##### [Note: Update with specific court rulings, dates, and any other relevant information from the case records.]

FARAGI v. PROVIDENT LIFE


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