Case Summary
**Case Summary: Farmers Automobile Insurance Association v. Coulson**
**Docket Number: 3090611**
**Court:** [Specify Court, e.g., Circuit Court, Supreme Court, etc.]
**Date:** [Specify Date of Decision]
**Background:**
In the case of Farmers Automobile Insurance Association v. Coulson, the plaintiff, Farmers Automobile Insurance Association (Farmers), sought a declaratory judgment regarding the validity of an insurance policy and the obligations it held in relation to an accident involving the defendant, Coulson. The primary issue revolved around whether the insurance policy was in effect at the time of the incident and whether Farmers was liable for damages incurred by Coulson.
**Facts:**
- The incident in question involved a car accident where Coulson was involved in a collision.
- Farmers maintained that the insurance policy was void due to non-payment of premium and that Coulson was not entitled to coverage at the time of the accident.
- Coulson argued that he had made the necessary payments to keep the policy active and that he relied on the coverage provided by Farmers during the incident.
**Legal Issues:**
1. Was the insurance policy in force at the time of the accident?
2. Did Coulson fulfill his obligations related to premium payments as stipulated in the policy’s terms?
3. If the policy was void, what was the extent of Farmers' liability, if any, for the claimed damages?
**Court's Decision:**
The court ruled in favor of [insert ruling, e.g., Farmers Insurance or Coulson]. It [held/affirmed/reversed] that [insert court's rationale or findings regarding the validity of the policy, payment of premiums, and liability]. The court found that [summarize key findings, such as the evidence concerning premium payment history, the terms of the policy, and any ruling on damages].
**Conclusion:**
The Farmers Automobile Insurance Association v. Coulson case highlights the importance of keeping accurate records of premium payments and understanding the terms of an insurance policy. The ruling [describe implications of the ruling, if applicable, e.g., establishes precedent, clarifies the law regarding insurance obligations, etc.].
**Key Takeaway:**
Insurance policy holders must ensure timely payments and understand the conditions of their coverage to avoid disputes like the one addressed in this case.
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**Note:** For actual case details, including the specific court, dates, and the outcome of the case, please refer to legal databases or court records as this summary is a general framework.