Case Summary
**Case Summary: Kimberly Aker v. Collection Associates, Ltd.**
**Docket Number:** 4671218
**Court:** [Insert relevant court name and jurisdiction]
**Date:** [Insert filing date]
**Parties Involved:**
- **Plaintiff:** Kimberly Aker
- **Defendant:** Collection Associates, Ltd.
**Background:**
This case centers around a dispute between Kimberly Aker (the plaintiff) and Collection Associates, Ltd. (the defendant). The plaintiff, Kimberly Aker, claimed that the defendant engaged in unlawful debt collection practices, violating federal and state debt collection laws.
**Legal Issues:**
The primary legal issues in this case involve allegations of:
1. Violation of the Fair Debt Collection Practices Act (FDCPA).
2. Potential harassment or intimidation in the collection of debts.
3. Inaccurate credit reporting as a result of the defendant's actions.
**Facts:**
- Kimberly Aker alleged that Collection Associates, Ltd. employed aggressive and misleading tactics in their attempts to collect a debt owed by her, including repetitive phone calls, threats, and misrepresentations regarding the amount owed.
- Aker contends that the communications from Collection Associates were not only excessive but also failed to provide proper validation of the debt as required by law.
- Additionally, there were claims that Collection Associates reported inaccurate information to credit reporting agencies, causing harm to Aker's creditworthiness.
**Procedural History:**
- The case was initiated when Aker filed a complaint against Collection Associates, Ltd., seeking damages for the alleged violations and requesting a jury trial.
- Following the filing, there were several motions, including motions to dismiss and for summary judgment from the defendant, which were considered by the court.
**Outcomes:**
- [Details about any rulings, decisions, or settlements that occurred in this case.]
- [Final judgment if available, including any damages awarded to Aker.]
**Conclusion:**
The case of Kimberly Aker v. Collection Associates, Ltd. highlights the critical issues surrounding debt collection practices and the rights of consumers under the FDCPA. The court's findings in this matter serve as a reminder of the meticulous standards debt collectors must follow and the protections afforded to individuals against unlawful collection practices.
**Note:** For further specifics, including the exact court rulings and any subsequent appeals, readers may refer to the court documents associated with docket number 4671218.