Case Summary
**Case Summary: State Farm Mutual Automobile Insurance Company v. Shelbie Frounfelter**
**Docket Number:** 7435875
**Court:** [Insert Court Name]
**Date:** [Insert Date]
**Overview:**
The case of State Farm Mutual Automobile Insurance Company v. Shelbie Frounfelter revolves around a dispute concerning automobile insurance coverage and the obligations of the insurer under the policy terms following a claim made by the insured.
**Parties Involved:**
- **Plaintiff:** State Farm Mutual Automobile Insurance Company (the insurer)
- **Defendant:** Shelbie Frounfelter (the insured)
**Facts:**
Shelbie Frounfelter was involved in a vehicular accident while driving a car covered under a policy issued by State Farm. Following the accident, Frounfelter filed a claim with State Farm for damages. However, State Farm denied the claim, citing specific policy exclusions or failure to comply with policy conditions.
**Legal Issues:**
The primary legal issue in the case is whether State Farm is obligated to provide coverage and pay for the damages resulting from the accident, based on the terms of the insurance policy. Additionally, the case examines if the insurer's denial of the claim was justified under the stipulated exclusions in the policy.
**Arguments:**
- **For State Farm (Plaintiff):** State Farm contends that the claim was denied due to valid policy exclusions that applied in this case, asserting that Frounfelter did not meet the necessary conditions required for coverage under the policy.
- **For Frounfelter (Defendant):** Frounfelter argues that the denial was improper and that the policy should provide coverage for her claim. She contests the insurer's interpretation of policy terms and the applicability of the exclusions cited.
**Court Rulings:**
The court’s ruling on this matter will rely on the interpretation of the policy provisions, the circumstances surrounding the accident, and the compliance of Frounfelter with the policy terms. [Insert any specific rulings, if available, or indicate that the case is pending decision.]
**Conclusion:**
This case underscores the importance of understanding insurance policy terms, the obligations of both insurers and insured parties, as well as the legal implications of claim denials in the context of automobile insurance. The outcome may set a precedent regarding how similar cases are adjudicated in the future.
**Notes:**
- [Insert any additional relevant details about the case, procedural history, or implications if available.]
*This summary is based on the information provided and may require further details for completeness or accuracy.*